Lumpsum Calculator
Calculate how much your one-time investments will grow over a period of time with expected returns.
₹
%
Yr
Total invested
₹1,00,000
Invested amount
₹1,00,000
Est. returns
₹2,10,585
Total value
₹3,10,585
What is a Lumpsum Calculator?
A mutual fund lumpsum calculator is an online tool that helps investors to find out the estimated return on their lumpsum investments. You can find out the future value of your one-time investment by just entering the amount, time period, and expected rate of return inside the calculator.
Unlike SIPs, a Lumpsum investment requires depositing bulk amounts of money all at once. Market timing might be more crucial for lump sum investing because entering at inflated market values may impact the returns.
Benefits of Lumpsum Investments
- Deploy large cash influxes from bonuses, gifts, or mature bonds into markets immediately.
- Start compounding early. A single bulk sum earns more returns faster compared to breaking it down in SIPs assuming market levels stay stable or grow over long term.
- Easy to track compared to multiple monthly cashflows.
- No requirement for maintaining monthly bank balances since you only invest once.