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XIRR Calculator

Calculate annualized returns when your investments and withdrawals happen on different dates.

Enter cash flows (negative for investments, positive for withdrawals).

Example: -100000 on 2024-04-01, +240000 on 2026-03-01

Estimated XIRR

13.59%

Add at least one negative and one positive cash flow to calculate XIRR.

Total invested₹2,00,000
Total received₹2,40,000
Net gain₹40,000

What is XIRR?

XIRR (Extended Internal Rate of Return) measures the annualized return for cash flows that occur at irregular intervals. It is the most accurate way to track investment performance when contributions and withdrawals are not uniform.

When should you use it?

  • When your SIP or lumpsum contributions are irregular.
  • When you redeem partial amounts over time.
  • When you want a single annualized return number.
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Finlec India is a member of BSE Star MF (Member Code 55269) and a mutual fund distributor with AMFI Registration No: ARN-225204. Registered and correspondence office: 2nd Floor, Saikripa Building, Trimurti Chowk, Pune-46.

Finlec India makes no express or implied warranties on products offered through the platform. It accepts no liability for losses arising from the use of the platform or reliance on related services. Unless stated otherwise, returns, expense ratios, NAV, and similar figures are historical and shown only for illustration. Future returns can vary significantly based on market conditions and individual circumstances.

The information shared on our blog is for education only and does not constitute investment or tax advice.

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FINLEC is an investment platform that helps users discover mutual funds and invest with ease. FINLEC provides fund information and evaluation tools, but all investment decisions should be made at the investor's own discretion. FINLEC does not guarantee returns or capital protection.

FINLEC helps investors in the following way:

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